A short sale allows you to sell your property for less than what you owe on your mortgage, with your lender’s approval. For homeowners who are underwater on their mortgage and facing foreclosure, a short sale is often the most advantageous alternative.
No foreclosure on your credit report
No forced eviction—move on your own timeline
Minimize damage to your credit score
Maintain your dignity and control
Avoid the public auction process
Walk away owing nothing (full debt forgiveness)
Potential eligibility for relocation assistance
Qualifying you for short sale programs
Marketing and selling your property
Coordinating with real estate agents and buyers
Protecting you from deficiency judgments
Preparing the required financial documentation
Negotiating with your lender for approval
Securing full debt forgiveness
We understand this is an emotional decision. Our compassionate approach ensures you’re fully informed about your options and supported throughout the entire process. Many of our clients have successfully completed short sales and moved forward to rebuild their financial lives.
If you’re behind on payments and owe more than your home is worth, a short sale may be your best path to a fresh start.